In the last several years, I've gained some knowledge about the interaction between Medicare and the pharmaceutical insurance plans and how confusing, and deceptive they can be. I'll relay a recent example:
For some reason I don't understand, Medicare changes the insurance companies they use every year, and I've noticed; they go up in price every year. This year, I received a notice of a change to another company, but no amount of my monthly payment was stated in it. In December, I received the payment book from the new insurance company-and the monthly payment was greatly increased from last year. I received this AFTER the December 7 deadline to make changes, which I didn't know about-so I tried anyway by calling their office and asking if I could get a less expensive plan. The woman on the line said it should be no problem. I was connected to someone else, who began asking me a lot of questions they already had the answers to, then she asked me questions about interactions between the last insurance company I had, and Medicare-which only they would have the answers to; and I said this to the person asking. She then flatly denied my request for the cheaper plan, because I didn't know the answer, and because I was requesting past the deadline. I told her I didn't realize there was a deadline, and the questions she was asking could only be answered by them, not me. I was refused, and I told them to cancel the existing coverage-because I wasn't willing to pay the outrageous price they were asking. I don't take prescription drugs every month-and don't need it. I've been called several times, and sent more bills in the mail, even though I clearly told them to cancel it. It's appearing as though it will be mandatory at some point, and people won't have a choice about the money being taken. For now, I won't be bullied into taking something I don't need or want, and see how long it is before we are forced to take this "drug insurance".
Some facts concerning the insurance industry:
Prescription drugs are the third leading cause of death after heart disease and cancer. The videos below show evidence-based detail, an extraordinary system failure caused by widespread crime, corruption, bribery and impotent drug regulation in need of radical reforms.
Below are videos and articles on the subjects of drug and insurance fraud-which may be helpful-
https://www.protectiveinsurance.com/blog/blog-post/blog/2019/08/01/prescription-drug-fraud
https://www.smpresource.org/Content/Medicare-Fraud/Fraud-Schemes/Drug-Diversion-Fraud-Pharmacy-Fraud.aspx
https://www.elderresearch.com/industries/pharmacy-fraud-analytics
Here's Why Drug Prices in the U.S. Are the Highest in the World- https://youtu.be/dsMHivLMfuU
What's a Fair Price? Price Gouging and Pharmaceuticals.- https://youtu.be/w13c__DTWOo
Deadly Medicines and Organised Crime - Peter Gøtzsche - https://youtu.be/i1LQiow_ZIQ
Dr Peter Gøtzsche exposes big pharma as organized crime- https://youtu.be/dozpAshvtsA
For more informative videos and free information visit http://www.drmcdougall.com
Survival of a Whistleblower – Peter C. Gøtzsche at Summer Institute 2018- https://youtu.be/G2mFHHWyTrc
For some reason I don't understand, Medicare changes the insurance companies they use every year, and I've noticed; they go up in price every year. This year, I received a notice of a change to another company, but no amount of my monthly payment was stated in it. In December, I received the payment book from the new insurance company-and the monthly payment was greatly increased from last year. I received this AFTER the December 7 deadline to make changes, which I didn't know about-so I tried anyway by calling their office and asking if I could get a less expensive plan. The woman on the line said it should be no problem. I was connected to someone else, who began asking me a lot of questions they already had the answers to, then she asked me questions about interactions between the last insurance company I had, and Medicare-which only they would have the answers to; and I said this to the person asking. She then flatly denied my request for the cheaper plan, because I didn't know the answer, and because I was requesting past the deadline. I told her I didn't realize there was a deadline, and the questions she was asking could only be answered by them, not me. I was refused, and I told them to cancel the existing coverage-because I wasn't willing to pay the outrageous price they were asking. I don't take prescription drugs every month-and don't need it. I've been called several times, and sent more bills in the mail, even though I clearly told them to cancel it. It's appearing as though it will be mandatory at some point, and people won't have a choice about the money being taken. For now, I won't be bullied into taking something I don't need or want, and see how long it is before we are forced to take this "drug insurance".
Some facts concerning the insurance industry:
- It consists of more than 7,000 companies that collect more than $1 trillion in premiums each year.
- The massive size of the industry contributes significantly to the cost of insurance fraud by providing more opportunities and bigger incentives for committing illegal activities.
- Fraud is the second most costly white-collar crime in America behind tax evasion.
Prescription drugs are the third leading cause of death after heart disease and cancer. The videos below show evidence-based detail, an extraordinary system failure caused by widespread crime, corruption, bribery and impotent drug regulation in need of radical reforms.
Below are videos and articles on the subjects of drug and insurance fraud-which may be helpful-
https://www.protectiveinsurance.com/blog/blog-post/blog/2019/08/01/prescription-drug-fraud
https://www.smpresource.org/Content/Medicare-Fraud/Fraud-Schemes/Drug-Diversion-Fraud-Pharmacy-Fraud.aspx
https://www.elderresearch.com/industries/pharmacy-fraud-analytics
Here's Why Drug Prices in the U.S. Are the Highest in the World- https://youtu.be/dsMHivLMfuU
What's a Fair Price? Price Gouging and Pharmaceuticals.- https://youtu.be/w13c__DTWOo
Deadly Medicines and Organised Crime - Peter Gøtzsche - https://youtu.be/i1LQiow_ZIQ
Dr Peter Gøtzsche exposes big pharma as organized crime- https://youtu.be/dozpAshvtsA
For more informative videos and free information visit http://www.drmcdougall.com
Survival of a Whistleblower – Peter C. Gøtzsche at Summer Institute 2018- https://youtu.be/G2mFHHWyTrc
